Real estate appraisal services for homeowners in the city of Upland and San Bernardino County
The top seven reasons CA homeowners need Douglas Gonzalez:
Do you own a home in or near Upland? Do you need help deciding the price of your real estate?
At Douglas Gonzalez, we understand the individual needs of a homeowner in need of appraisal services. Our typical business clients get the appraisal process and the standard reporting formats. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Douglas Gonzalez are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours. Need to cancel PMI?A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Douglas Gonzalez, we're seasoned in helping consumers just like you rid yourselves of unneeded and unwanted PMI insurance. Challenging San Bernardino county's assessment of your propertyYour local tax assessor may have your house overvalued if your home is not appreciating as much as other houses close to yours. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An expert appraisal from Douglas Gonzalez is your number one weapon when contesting your property tax assessment. HELOC recently frozen?If your property is in or near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Douglas Gonzalez can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for precision, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Douglas Gonzalez can help you with that. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home. |